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Finding the best mortgage for you

Whether you're a first-time homebuyer, buying a cottage, looking to refinance, or interested in investment properties, I'm here to help. Let's navigate the mortgage process together and secure your financial future in the best way possible.

Why work with  a mortgage broker?
 

​Working with a mortgage broker gives you access to a wide range of lenders, including banks, credit unions, and private lenders—all in one place. Instead of limiting yourself to the products of a single institution, I compare multiple options to find a mortgage that aligns with your financial goals, not just what’s easiest to approve.

Services

From assisting first-time home buyers, purchasing an investment property, or refinancing and debt consolidation options, I am here to help you achieve your goals in an efficient and stress free manner. Aside from residential properties, I can also assist in commercial loans.

Buying a Home

Whether it is your first home or 100th, buying a home doesn’t have to feel overwhelming. Starting with a mortgage pre-approval gives you a clear picture of your borrowing power and the down payment you’ll need. For first-time buyers, I offer hands-on guidance at every stage of the journey. I will break down the options and handle the details, making it easier to secure a mortgage that fits your needs and a stress-free experience for you..

Refinancing and Debt Options

Considering refinancing your current mortgage? Refinancing can open the door to better options - a lower rate, more flexible terms, or access to the equity you've built in your home. 

Your equity can be used to support other financial goals, including paying off higher interest debts, or getting out of a paycheck to paycheck cycle.

 

Well it can seem intimidating, my goal is to work with you to create a clear, personalized plan to make your financial goals a reality. 

Cottage and Investment Properties

Whether you are excited to add a cottage or potentially an investment property to your portfolio, I can assist in securing the best mortgage to suit your existing and future needs. 

Cottage and investment properties have different lending guidelines than traditional homes. As cottager myself, I am here to help you get financing on unique properties, which may otherwise be turned down by traditional lenders.

Modern Apartment Buildings

Grant M.

“With our mortgage coming up for renewal at the last minute and our bank seemingly nowhere to be found, Jennifer truly swooped in to save the day. She moved quickly, gathered everything she needed, and went to bat for us to secure the best mortgage rate available. Her in-depth knowledge, diligence, and easy-going attitude made what could have been a very stressful situation an absolute pleasure to navigate. We honestly can’t say enough good things about her — if you’re looking for mortgage help, do yourself a favour and look no further than Jennifer." 

About

Jennifer holds a Bachelors Degree from the University of Waterloo in Economic Development, and a Masters of Real Estate and Infrastructure from the Schulich School of Business. Jennifer has spent the first 6 years of her career working in private and public real estate development for many large Canadian companies, from transit to major mixed use. 

Jennifer uses her extensive experience in real estate development and project finance to ensure the best experience for her clients to accomplish their dreams.

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Contact

Email: info@jennifermichi.com

Tel: 416-316-0872

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Jennifer Michi, Mortgage Agent Level 1 

Rock Capital Investments Inc. Brokerage #10556

License # M25000521

Rock Capital Investments Inc Brokerage, License # 10556

 

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